CHARLES E. GRAINGER

Our firm helps families “get out of the hole.” When someone says “I’m in the hole” it generally means they are unable to pay what they owe. People are in the hole when their debts plus their living expenses combined are higher than their income. While people coming to see a lawyer about their finances often will need a bankruptcy, we take a broader view of their situation in order to make sure that is the appropriate solution because the goal is not to file bankruptcy – the goal is to “get out of the hole.” Even though bankruptcy is a very powerful tool to provide debt relief, other...